Straight answers on what we charge, how Kosta gets paid, what to bring and who we work with. If your question isn't here, just ask.
No, your first discovery call with Kosta is completely free and obligation-free. It's a relaxed 15-minute chat to understand your goals and see how we can help.
My service costs you nothing. The lender pays my commission on settlement, and I'll always be upfront with you about how I'm paid before we go ahead.
Absolutely. Kosta works around your roster, early mornings, late evenings, weekends, and days off. We know your schedule isn't 9 to 5, so neither is ours.
Residential property lending is what we specialise in, but it's not all we can help with.
We can also assist with debt consolidation, vehicle and asset finance. And if you need commercial finance, we'll connect you with a trusted specialist from our network who can help.
Whatever you're looking to do, start with a conversation. If it's not something we specialise in, we'll point you in the right direction.
Just yourself and an idea of what you'd like to achieve.
There's no need to bring documents to the first chat. If we take the next step, we'll let you know exactly what we need and guide you from there.
Yes. We work across the emergency services community — including police, paramedics, firefighters, protective services, SES, corrections and patient transport.
We understand the profession, the demands of shift work and the way your working life can affect your lending decisions.
Absolutely. Emergency services is our specialty, but it isn't a restriction.
If you need help with your lending, we'd be happy to have a chat.